What is Renters' Insurance?
Renters' insurance is a policy that provides many of the same protections found in homeowners' insurance, including liability coverage. It protects a tenant’s personal belongings against named perils such as fire, theft, and vandalism. Renters' insurance does not cover the dwelling or structure itself, except for small improvements the tenant may add. The property owner is responsible for insuring the building, but is not responsible for the tenant’s possessions.
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