Boat Insurance
When was the last time you reviewed your boat insurance policy? Let’s take a few minutes to make sure you’re fully covered and getting the most affordable boat insurance rates.
What Is Boatowners Insurance?
Boatowners insurance protects your boat, as well as the owner and passengers, in the event of a loss.
This coverage can include a wide range of motorized watercraft such as fishing boats, pontoon boats, yachts, jet skis, and more.
Get a quote for boat insurance today
Boating Insurance Coverages
Liability Coverage
- Pays for injuries or property damage to others resulting from a covered accident in which you are found legally liable. Depending on your policy, this may include pollution liability and wreckage removal.
Collision Coverage
- Pays for damage to your boat, motor, trolling motor, trailer, and certain permanent or portable boating equipment caused by a covered collision with another boat or object.
Comprehensive Coverage
- Covers damage to your boat, motor, trolling motor, trailer, and select permanent or portable equipment caused by events other than collision, such as fire, theft, or storms.
Uninsured or Underinsured Boater Coverage
- Provides protection for bodily injury or damages you and your passengers sustain in a covered accident involving an uninsured, underinsured, or hit-and-run boater.
Medical Payments
- Covers medical expenses for injuries incurred by you or your passengers while operating or riding in your insured boat.
On-Water Towing and Labor Coverage
- Covers damage to your boat, motor, trolling motor, trailer, and select permanent or portable equipment caused by events other than collision, such as fire, theft, or storms.
On-Water Towing and Labor Coverage
- Pays for towing and emergency services up to policy limits if your boat becomes disabled on the water.
Fishing Equipment Coverage
- Helps cover damage to fishing equipment while on your insured boat or while being carried on or off the boat.
Personal Effects Coverage
- Pays replacement cost for personal property that is damaged or lost while onboard or while being carried onto or off of your insured boat.
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Licensed in Pennsylvania, New Jersey, and New York
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