Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.
Group benefits are insurance that covers a group of people who are usually members of societies, employees of a common employer, or professionals in a shared group.
Group coverage helps reduce premium costs by lowering the insurance carrier's risk through a pooled group of insured individuals brought together for reasons other than purchasing insurance. Group benefits can also be a powerful incentive for attracting and retaining great employees.
Group Health Insurance
Group health insurance is a policy purchased by an employer and offered to eligible employees (and often their families) as part of an employee benefits package. It is one of the most common and valuable benefits employers provide.
Group Life Insurance
Group life insurance is term life coverage for a group—typically employees of a company, members of a union or association, or participants in a pension fund. Underwriting is based on the characteristics of the group as a whole rather than individual health conditions.
Group Disability Insurance
Group disability insurance provides income replacement to an insured group member who becomes disabled due to illness or injury. Plans are generally available as short-term disability (STD) or long-term disability (LTD).
Group Accident / Supplemental Insurance
Supplemental insurance provides additional coverage to help pay for services or out-of-pocket expenses that standard insurance doesn’t cover following an accident or other qualifying event.
Group Dental / Vision Insurance
Dental and vision plans help employers offer competitive benefits to keep employees and their families healthy. Our group dental and vision experts can match your organization with plans designed to meet your coverage needs and budget.
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